Personal Umbrella Insurance is intended to protect a person from personal risk. This coverage comes into play when your underlying liability limits have been reached.
These policies are intended to provide protection from large and potentially devastating liability claims or judgments.
The fact is, almost everyone is open to some sort of civil suit—even if they don’t do anything to deserve it. If you own a business, that liability is increased tenfold.
In order to truly protect yourself against losing assets in a legal battle, you might need umbrella insurance.
At Ford Agency Insurance, we will help you make that determination. Essentially, we will help you do a risk assessment and look at the cost versus the benefit for such a policy for you.